CarSmart Loans
If you’re in the market for a new vehicle and you own your home; you may qualify for a CarSmart loan. Both your new vehicle and your home secure the loan. You will also receive a mortgage interest paid form at the end of the year, so check with your tax advisor to see if you qualify for the tax benefit that this option may offer you.
Below are just some of the incredible features you will receive at GGTEFCU!
- Preapproval, makes shopping easier and more convenient
- Up to 100% of MSRP financing available on NEW Vehicles
- Up to 100% of NADA Loan Value on Used Vehicles up to 10 years old
- Easy repayment with Payroll Deduction, Direct Deposit or Automatic Payments
- Competitive Rates
- No Application Fees
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Farm Equipment Loans
Do you need a new tractor to start the farming season? The Credit Union offers loans on farm equipment and tractors. Contact our office today for favorable rates and terms.
- Preapproval, makes shopping easier and more convenient
- Up to 85% of MSRP financing available on NEW Equipment
- Up to 100% of Loan Value on Used Equipment
- Easy repayment with Payroll Deduction, Direct Deposit or Automatic Payments
- Competitive Rates
- No Application Fees
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Personal Line of Credit Loans
Do you ever feel like you could use a little extra money to pay off some bills or take a vacation? Let your good credit work for you. We offer lines of credit up to $10,000 for all of your borrowing needs. As with all of our loans the line of credit payments can be payroll deducted so that you never have to worry about missing a payment.
Share and Share Certificate Secured Loans
Did you know that you could borrow against the money that you already have? At the Credit Union, we can use your share account or Share Certificate as collateral, while it still earns interest. Secured loans are a great way to establish or rebuild your credit. For more details, come by and visit us at the Credit Union.
Overdraft Protection Loans
Protect your Share Draft Account against costly errors! With an overdraft protection line of credit, you will have an instant source of emergency funds accessable by your share draft account. Simply write a check, and for a small fee, funds will automatically transfer from your overdraft loan up to your credit limit. Overdraft protection is available for up to $2,000.00.
Below are just some of the amazing features you will receive at GGTEFCU!